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Florida ZIP Codes
Miami-dade County
Miami Beach, FL
33109
33109 ZIP Code — Miami Beach, FL
Miami-dade County, Florida
ZIP code 33109 is located in
Miami Beach ,
Florida ,
within Miami-dade County .
It covers approximately 0.32 square miles and serves a population of
792 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 786/305 .
About ZIP code 33109
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1980s, giving the area an established character. Median home value is $2,000,000. Owner-occupancy is high at 94%, well above the national average.
The gap between median ($250,001) and mean household income suggests income inequality — a small number of higher earners pull the average up. 69% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. Remote work is prevalent — 55% of workers work from home.
Educational attainment is high — 73% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 33109 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
33109 ZIP code map
View map of 33109
Cities in ZIP code 33109
Below are the cities the US Postal Service accepts for ZIP code 33109. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
792
Population density
2,475 / sq mi
State FIPS
12
County FIPS
086
Geography
Land area
0.32 sq mi
Water area
1.11 sq mi
Latitude
25.7604
Longitude
-80.1422
Timezone
Eastern (ET)
Area code
786/305
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.3%
46.6%
43.4%
$50k – $100k
5.6%
28.5%
30.8%
$100k – $200k
5.6%
18.2%
19.3%
Over $200k
62.4%
6.7%
6.4%
Demographics & statistics
$250,001
Median household income
$373,488
Per capita income
$2,000,000
Median home value
73.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 97 12.2%
18 and over 695 87.8%
65 and over 363 45.8%
Median age 57.6 years
Race & ethnicity
Group Count %
White 768 97%
Asian 24 3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.3%
46.6%
43.4%
$50k – $100k
5.6%
28.5%
30.8%
$100k – $200k
5.6%
18.2%
19.3%
Over $200k
62.4%
6.7%
6.4%
Range % of households
$15k–$25k 3.4%
$75k–$100k 5.8%
$150k–$200k 7.3%
$200k+ 83.5%
Median income $250,001
Housing
Housing overview
Metric Value
Median home value $2,000,000
Median rent / month $0
Owner occupied 93.6%
Renter occupied 6.4%
Vacant 54.8%
Single-family detached 8.7%
Large apartment buildings 63.5%
Mobile homes 0.0%
Median rooms 6.0
Avg household size (owned) 2.35
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 10.5%
1990–1999 27.0%
1980–1989 53.7%
1970–1979 5.9%
1960–1969 2.9%
1950–1959 0.0%
1940–1949 0.0%
1939 or earlier 0.0%
Bedrooms
Size % of units
No bedroom (studio) 2.3%
1 bedroom 5.2%
2 bedrooms 21.8%
3 bedrooms 50.6%
4 bedrooms 11.6%
5+ bedrooms 8.5%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 23.2%
2 vehicles 56.7%
3 or more 20.1%
Heating fuel
Fuel type %
Electricity 85.4%
No fuel used 14.6%
Households & families
Household type Count %
Married-couple family 255 77.7%
Cohabiting couple 45 13.7%
Male householder, no spouse 28 8.5%
Female householder, no spouse 0 0.0%
Households with children under 18 41 12.5%
Households with seniors (65+) 240 73.2%
Average household size 2.41
Marital status
Status Male Female
Never married 13.6% 13.8%
Married 66.2% 79.3%
Separated 0.0% 0.0%
Widowed 0.0% 0.0%
Divorced 20.2% 6.9%
Education
Some college, no degree
5.3%
Graduate / professional
48.6%
Metric %
HS diploma or higher 100.0%
Bachelor's or higher 73.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 33 31.7%
Kindergarten 30 28.8%
Elementary school 0 0.0%
High school 0 0.0%
College / grad school 41 39.4%
Employment
Industry of employment
Education & healthcare
28.1%
Professional & management
22.9%
Finance & real estate
21.0%
Arts, food & hospitality
7.4%
Occupation
Category %
Management, business & arts 92.3%
Service 0.0%
Sales & office 7.7%
Natural resources & construction 0.0%
Production & transportation 0.0%
Employment type
Type %
Private sector 93.2%
Government 6.8%
Self-employed 0.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 38.6%
Carpool 0.0%
Public transit 0.0%
Walk 0.0%
Work from home 54.6%
Other means 6.8%
Avg commute (minutes) 0.0
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 68.6%
Retirement income 46.6%
Supplemental Security 5.8%
Cash public assistance 0.0%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 25.2%
High blood pressure 40.9%
High cholesterol 39.6%
Diabetes 14.1%
Heart disease 10.0%
Stroke 4.3%
Asthma 7.8%
Arthritis 30.8%
Kidney disease 4.1%
Pulmonary disease 9.7%
Cancer 10.0%
Behavior / access %
Smoking 13.3%
Binge drinking 11.0%
No physical activity 26.2%
Less than 7 hrs sleep 30.8%
Depression 15.8%
Fair or poor health 17.0%
Poor mental health 12.1%
Poor physical health 12.5%
No health insurance 16.7%
Visited doctor (checkup) 80.7%
Visited dentist 67.2%
Cholesterol screening 94.9%
Teeth loss 11.5%
Veterans & disability
Veterans Count %
Civilian veterans 23 3.3%
Disability %
Any disability 15.7%
Under 18 0.0%
18–64 years 0.0%
65 and over 34.2%
Health insurance coverage
Type %
Private insurance 72.6%
Public insurance 48.7%
No insurance 2.1%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 725 91.5%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 640 80.8%
Born in same state 640 80.8%
Born in different state 125 15.8%
Foreign born 0 0.0%
Naturalized citizen 152 19.2%
Not a US citizen 129 84.9%
Ancestry
Ancestry Count %
French 110 13.9%
Italian 87 11%
Irish 29 3.7%
Ancestry Count %
English 17 2.1%
Norwegian 15 1.9%
Technology access
Metric % of households
Computer access 41.4%
Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 33109
What city is ZIP code 33109 in?
ZIP code 33109 is primarily assigned to Miami Beach, Florida.
What county is ZIP code 33109 in?
ZIP code 33109 falls within Miami-Dade County, Florida.
Does ZIP code 33109 have an older population?
46% of residents in ZIP code 33109 are 65 or older, above the national average of ~17%.
Does ZIP code 33109 have a large retiree population?
69% of households in ZIP code 33109 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 33109?
73% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 33109 mostly owner-occupied?
94% of occupied units in ZIP code 33109 are owner-occupied, well above the national average.
What timezone is ZIP code 33109 in?
ZIP code 33109 observes the EST timezone.
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